Mortgage Intere$t Rate$--SF Bay Area Lenders


Here are mortgage and home equity loan rates for some San Francisco Bay Area lenders, as of January 24, 1996. In the following table, rates are listed as "introductory rate/points/APR" or, for fixed rates, "rate/points". Banks are listed first, followed by the Savings and Loans.
					Loan Rates
					----------
Lender			Adjustable		Fixed		Home Equity
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Bank of America		----------------	-----------	 ----------
Bank of the West	5.875/1.500/8.300	7.750/1.500	 9.500/0.00
Sanwa Bank		5.875/1.250/8.305	7.900/1.500	 ----------
Sumitomo		5.750/0.500/7.640	7.750/1.000	 8.875/0.00
Union Bank		5.125/1.000/8.300	8.000/1.500	 8.500/0.00
Wells Fargo		-----------------	-----------	 8.200/0.00
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American Savings	4.950/1.000/7.094	7.875/1.500	 9.085/0.00
Bay View Federal	-----------------	7.750/2.125	 9.750/0.00
California Federal	5.250/1.500/8.105	7.625/2.259	10.750/0.00
Citibank		5.625/1.130/8.100	7.750/2.000	 8.740/0.00
Coast Federal		5.950/1.000/7.220	8.100/2.000	 ----------
1st Federal		5.625/1.000/8.573	7.500/2.000	 8.800/0.00
1st Nationwide		5.250/1.625/8.032	7.625/2.134	 ----------
Glendale Federal	5.125/1.000/8.164	7.625/2.250	 8.500/0.00
Great Western		5.450/1.000/7.488	7.475/2.200	10.250/0.00
Home Savings of America	5.650/1.000/7.580	7.700/2.250	 9.550/0.00
United Savings		6.250/0.000/8.268	8.000/1.125	 ----------
World Savings		6.900/1.000/7.654	8.300/1.500	 9.250/3.00

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